Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
No upront fees!
No default fees!
No late interest!
No late fees!
No early settlement fees.
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Short Term Loan Direct Lender

How much do you need?

When is your next payday?

As of the 1st March we have changed our name to Response Funding, everything else is the same and clicking apply will continue your application on our new website.

Why choose Fancy a Payday?

  • We are a UK based direct lender offering short term loans over 3 months.
  • Early settlements available with no penalty. Only pay for the time you borrow.
  • No upfront fees, default fees, late fees or late interest.
  • Every application for credit is individually assessed by a real person.
  • Same day money without any fees! The amount you are approved for is the amount you get.
  • Daily interest rate of 0.8% but if your application is declined with us and, with your permission, is sent to another lender/broker then this may vary.
  • Complete our online application form today to see if we can help!

Representative Rate 1304.41 %APR

Representative Example: £200 loan taken out over 3 Months (82 days). Annual rate of interest 292% fixed. Cost of credit £111.36. Total payable over 3 payments: £311.36

If your application is declined with us and, with your permission, is sent to another lender/broker then this may vary.

We expect you to repay your loan on the dates agreed. If you do not think you are in a position to make your repayments, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.